OUR CREDIT FACILITIES & PARTNERS
Aspira-How it works:
1. Visit Victoria Courts and select your home furniture item
Download the app and make your application
You will be notified within 24 hours with a response.
Submit the required documents.
Meet the financial advisors who will take you through the final approval and contract
signing
Product is delivered by the merchant.
Lipa Later- How it works:
Visit Victoria Courts and select your home furniture item
Meet the financial advisors who will take you through the application process
Make application via a link that will be provided by the salesperson/lipa later agent or via
the lipa later website
Submit required documents
Feedback is within an hour of application and document submission
Final approval and contract signing
Payment is made to VC by Lipa Later.
Product delivery
Requirements
| Detail: | Aspira | Lipa Later |
| Documents Required | 3 months MPESA statement 3 months Bank Statement 3 months’ payslip if employed |
6 months MPESA statement 6 months Bank Statement |
| Limit on financing | It is individual- depends on your scoring. | It is individual- depends on your scoring. |
| Interest rate | 4% per month | 4% per month |
| Maximum repayment period | 12 months | 15 months |
| Deposit Required | Minimum 30% of the total value | No deposit required |
| When to have the products. | As soon as it is approved by Aspira, delivery is done. | As soon as payment is done to Victoria Courts by lipa later |
